Exceptional Processing and Great Pricing.

Need a pre-approval or prequalification letter for your purchase, a refinance or purchase quote, analysis of your scenario.  				
Call us or book an appointment.  We can process your file remotely. 				
				
Sample Rate Scenario as of:	02/24/26			
				
Property Type:	Single Family Detached			
Occupancy:	Primary Residency			
Purpose:	Purchase			
				
Estimated Value:	750,000			
Down Payment:	20%			
Loan Amount:	600,000			
				
Mortgage Term:	30 Year Fixed			
				
Rate	Points	Underwriting 	APR	P&I Monthly Payment
				
5.625%	0.000	  $1,125	  5.663%	    $3,453.94
5.500%	0.250	  $1,125	  5.560%	    $3,406.73
5.375%	0.875	  $1,125	  5.491%	    $3,359.83
5.250%	1.500	  $1,125	  5.422%	    $3,313.22
				
				
The above monthly payment you will have to add: 				
Property Taxes 				
Hazard Insurance				
				
Points are Expressed as Percentage of Loan Amount, 1 point = 1%				
				
Rates based on:				
Credit Score: 760 or higher				
Lock Period: 30 days  				
Debt To Income Ratio: 43% 				
				
To lock a rate we must have a full application on file.				
				
Rate scenarios have many variables to look into that affect pricing such as:				
Consumer Credit, Loan Amount, Term, Lock Period, Property Type, Down Payment, Units, Occupancy, Impounds, DTI, Refinance vs Purchase.				
				
APR Based on Points, Underwriting Fee,  MERS Fee, and average of 15 days of Interest until Closing. 				
Note that there other 3rd party fees, such as: Escrow, Title, Appraisal, Credit, State Government Recording that will have to be added to the costs. 				
As well as reserves for Hazard Insurance and Property Taxes. 				
				
Rates are for WA State Only				
Special Specific Programs  (Based on Income Criteria and Property Address )				
Above rate is for first time home buyers.				
				
Sample rates quote, please contact us for a rate based on your scenario, as rate pricing changes daily. 				
		
206-334-2238